Residents in certain parishes in Louisiana will soon be able to apply for a state grant program that provides money to homeowners to upgrade their roofs.

It's called the Louisiana Fortify Homes Program and the next round of grants opens in a few weeks.

When can I apply for the Louisiana Fortify Homes Program?

Registration for the 300 grants available in the lottery, along with the 200 spots on a waitlist, will open on Wednesday, September 18 at 8:00 am and close on September 20 at 5:00 pm.

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What does the Louisiana Fortify Homes Program provide to homeowners?

The program provides grants of up to $10,000 for homeowners to upgrade their roofs to the Insurance Institute for Business & Home Safety's FORTIFIED Roof Standard. The program will help Louisiana homeowners strengthen their roofs to better withstand hurricane-force winds.

Roof of a Residential Home Showing Damage
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Which parishes is this program open to?

The program is open to residents who qualify and are in the coastal zone portion of the following parishes:

  • Ascension
  • Assumption
  • Calcasieu
  • Cameron
  • Iberia
  • Jefferson
  • Lafourche
  • Livingston
  • Orleans
  • Plaquemines
  • St. Bernard
  • St. Charles
  • St. James
  • St. John the Baptist
  • St. Martin
  • St. Mary
  • St. Tammany
  • Tangipahoa
  • Terrebonne
  • Vermilion
New Roof Being Installed
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Eligibility Requirements for the Louisiana Fortify Homes Program

Homeowners interested in applying for the program should understand the following details and requirements before applying. And if you have any questions, you are encouraged to contact representatives with the Louisiana Fortify Homes Program.

  • Homeowners applying for a grant should wait to see if they are selected to participate before contacting an Evaluator or Contractor as the process for selecting professionals is managed through the LFHP grant program. Homeowners who select a Contractor and begin work on the project before receiving approval from the LFHP are not eligible for the program.
  • Homeowners selected to receive a grant will be responsible for paying evaluation fees for the entire evaluation process according to prices set by the Evaluator.
  • Homeowners are only eligible for their primary residence and must verify they have a homestead exemption on the property during the application process.
  • Homeowners must provide proof of an active residential insurance policy with wind coverage. If they live in a Special Flood Hazard Area as designated by FEMA, they must also provide proof of a flood insurance policy. Contact your agent if you are unsure whether you have these coverages.
  • Homes must be in good repair as determined by a FORTIFIED Evaluator.
  • New construction homes, condominiums and mobile homes are not eligible to participate in the program.
  • Homes on a foundation constructed of unrestrained stacked masonry or stone (dry-stack foundation) are not eligible without an approved retrofit of the foundation.
  • The completed project must meet the FORTIFIED Roof Standard for the grant to be issued. Grant funds are paid directly to contractors. Homeowners are financially responsible for all costs beyond the full grant amount. Grant funding is limited to construction costs.

Before registering for the lottery, homeowners are required to create a profile in the LFHP system. They can do so by visiting the program's website here and clicking the login button.

Homeowners who previously created a profile may continue to use that same login.

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Several factors, like the risk of natural disasters, property condition, and personal characteristics determine how much you will pay for home insurance. And while Louisianians pay about $100 higher than the national average, below are the five cheapest homeowner insurance providers in the state.

 

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